8x8 now offers customers a secure integration to support the processing of bank card information via our partner PCI Pal. 8x8 Secure Pay enables an agent and customer to stay in contact on a call while masking the card input from the customer's handset so that the sensitive card data stays secure and out of the contact center. The service can be integrated with a CRM, Enterprise Resource Planning (ERP), or a billing system and the customer's payment gateway to process the payment. The service can also feed information about the payment back to the originating system.
This new integration offers agents a secure payment page for processing customer transactions. The secure payment page can be configured to include pre-populated data or data that the agent adds manually. When this page is opened, the media connection is rerouted via PCI Pal, which allows them to mask the keypad input both visually and audibly.
The agent hears the conversation and controls the card input, but only hears a single-tone DTMF and sees starred out digits for the card number, date, and Card Verification Value (CVV). In the event of erroneous data input by customers, an agent can reset the relevant data field in the payment page, allow customers to fix the input, and facilitate a successful transaction.
The agent's experience for taking a payment via PCI Pal depends on a number of factors. Given that the customer system producing the payment request and payment gateway accepting the card details could potentially be a different combination for every customer, there is no blueprint for that journey. The ability of the custom system to integrate with PCI Pal determines the amount of data that can be prepopulated or what needs to be manually inputted by the agent. Once the payment page is complete and ready for the card payment to be taken, it is a similar experience for all. The following example is a sample workflow that demonstrates how an agent collects card payment via 8x8 Secure Pay:
While on an active call, the agent receives a verbal confirmation from the customer to start the payment process. When the customer is ready to pay with the credit card:
Note: When the session is secure, the PCI pal logo changes color from PCIpal to PCIpal.
- Gray indicates the payment session has started, but the telephony is not yet secured against the payment session.
- Green indicates the session is secure. In addition to the green phone icon, the chain to left also links together.
A unique four-digit session pin is offered for the secure session.
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